The Magic of Paying Yourself First
If you are working to build a business online, it is easy to focus on the money coming in and the expenses going out and forget that you should save for a rainy day.
One of the problems is – all the fuss is made about how much money you might be able to earn in a month.
But nine times out of ten, no thought is given to what you keep and how to truly build wealth.
Now “building wealth” sounds like something only the 1 percent do, yet it is something everybody should focus on.
It could save your life – or more specifically, it could ensure you and your family have a comfortable future and not a nightmare.
And build wealth is not as hard as it sounds.
PAY YOURSELF FIRST
Now if you are building a business online then the chances are that when you get income in then you pay everyone else first – your rent/mortgage, groceries, utilities, car payment, insurance, and so forth.
But, as millionaire author Robert Kiyosaki notes, you are likely to have things back to front.
Once you’re done paying all those bills, you stick whatever you have left (if anything) into savings—that’s the classic “paying yourself last” scenario, according to Kiyosaki’s RichDad.com.
Then you patiently await your next online payout and repeat the process all over again.
As Kiyosaki notes, there is magic in taking another tack – paying yourself first.
The philosophy of paying yourself first came from George Clason’s book, “The Richest Man in Babylon,” which was written nearly a century ago. And its message still holds true today, despite how the world has changed. In fact, Nasdaq just named it the No. 1 proven way to save money, according to RichDad.com.
In theory, paying yourself first is not difficult.
People who choose to pay themselves first allocate money to the asset column of their balance sheet before they’ve paid their monthly expenses. Essentially, you set aside a specific amount of money right off the bat, and then live off what’s left over. And that’s how wealth grows, according to RichDad.com.
There’s magic in this approach and if you aren’t doing this now, have no fear—it’s never too late to ditch your bad habits.
Learning to manage your money properly now with a “pay yourself first” mindset makes all the difference.
THE STRUGGLING INTERNET MARKETER SCENARIO
Now this sounds all well and dandy. But for the struggling internet marketer trying to get their business off the ground and short on cash, the idea of saving is likely to be the last thing on their mind.
But there is a growing body of people who like Kiyosaki suggest that you try as soon as you can to begin to pay yourself first.
Kiyosaki suggests strategies to turn your normal practices upside down to make sure you squirrel away money every month.
If you need details, check HERE.
TURNING MONEY INTO ASSETS
Part of the magic, it should be noted, is what you put your money into.
Don’t just put it in the bank.
Kiyosaki has long stressed the importance of taking some of that money you pay yourself and putting it into assets.
But this is where so many people come up short.
If you are struggling with debt, say maxed out on your credit cards, it is hard to imagine saving, let alone “buying assets”.
And the idea of buying assets often puts people off because they view it as difficult – clearly investing in property or commodities, for example, involves a lot of effort.
That is the thinking.
This is why up until recently, most ordinary people and most internet marketers did not make any effort to build assets, preferring to put their head in the sand rather than doing the homework needed to begin this process.
NEW ENTITY ON THE BLOCK
Having said this, there is a new kid on the block, turning the tables upside down and offering internet marketers and ordinary people the chance to not only get serious about paying yourself first but offering the chance to secure your financial future.
And we are talking the accumulation of assets here.
Now let’s be clear – I am a hard-headed journalist who is cautious with his finances and the opportunities that come up online. It takes a lot to get me excited.
But what we have here is a company and now a bank that allows internet marketers and ordinary people to save in gold, buy gold coin, and make an income from the promotion of the system.
And the icing on the cake? – the chance to automate weekly or monthly savings in gold.
So if you want to pay yourself first, here is a simple way.
WHAT IS IMPORTANT TO UNDERSTAND
Before I point you to the company concerned, it is important to understand the big picture.
If you are building a business online and want to secure your financial future and wealth, it makes sense to gain a good understanding of saving and investing and why gold is worth your time.
But underlying this all is the need to realize why it is wise to take action now.
The world’s financial system is under severe pressure and fiat currencies – dollars, pounds, euros, etc – are losing their value. We are in for a crisis and a reset. And if you have all your savings in cash, the bank, a building society, or stocks and shares, you are in for a shock.
(NOTE – Want background on this? Check out our Team 113 Club for more details HERE)
What is clear according to financial experts like Mike Malloney and Lynette Zang is that investing in gold is your safest way to secure your financial future.
YOUR CHANCE – If you want to check out how you can easily invest in gold, pay yourself first, and potentially derive an income from promotion of this opportunity – if you are an internet marketer or trying to build a business online – please take a look HERE.
You are unlikely to regret it.
DISCLAIMER: Let’s be clear – I am not a financial advisor and it is important that you do your own due diligence as you work out your own strategy to safeguard your wealth.